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Z-scores Calculator for Spanish SMEs
Francisco Marco-Serrano, Economista, Spain
I've prepared an automatic calculator for Altman's z-scores (dopplerp.com/financialviability). You'll notice there's a type of calculation called 'Spanish Company'; that's because it has been prepared with Spanish companies data (the availability for financial info in Spain is better and easier). Saying this, if we had the availability of financial information for SMEs (whichever the country and/or sector) would be easier to calculate an specific equation for that country/sector.
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